Conventional Loans
I help you buy a home with a conventional loan.
What it is
A conventional loan is a standard home loan. I explain how it works in plain language, and I help you see if it fits your purchase.
Who I help
- Buyers looking for a standard home loan
- Buyers in Fresno and the Central Valley
What to know
- You may need private mortgage insurance with a smaller down payment.
- You still handle property taxes, insurance, and upkeep.
Good to know
- Getting pre-qualified first helps you shop with a clear budget.
- Your home will need an appraisal, and your loan goes through underwriting.
- I stay in touch through every step, so you know what comes next.
My conventional steps
1. Call me
Call me and we will go over your plans and budget. I explain how a conventional loan would work for you.
2. Get pre-qualified
We go over what you can shop for. You get a clear price range before you start looking.
3. Make an offer
You find a home and make an offer. I help you understand the paperwork before you sign.
4. Appraisal and underwriting
Your home gets appraised. Your loan goes through underwriting, and I keep you updated.
5. Close
You sign the final papers at closing. Then you get your keys, and the home is yours.
Ready to talk?
Call me, or start your application.