FHA Loans
I help you see if an FHA loan fits your home purchase.
What it is
An FHA loan is a home loan option that can work with a lower down payment. I explain how it works in plain language, and I help you see if it fits you.
Who I help
- First-time buyers
- Buyers who need a lower down payment option
- Buyers in Fresno and the Central Valley
What to know
- FHA loans usually include mortgage insurance.
- The home will need an FHA appraisal.
- You still handle property taxes, insurance, and upkeep.
Good to know
- Getting pre-qualified first helps you shop with a clear budget.
- Your offer, appraisal, and escrow all happen before closing.
- I stay in touch through every step, so you know what comes next.
My FHA steps
1. Call me
Call me and we will go over your plans and budget. I explain how an FHA loan would work for you.
2. Get pre-qualified
We go over what you can shop for. You get a clear price range before you start looking.
3. Make an offer
You find a home and make an offer. I help you understand the paperwork before you sign.
4. Appraisal
Your home gets an FHA appraisal. I keep you updated while it is done.
5. Close
You sign the final papers at closing. Then you get your keys, and the home is yours.
Ready to talk?
Call me, or start your application.