Purchase
I help you buy a home in Fresno and the Central Valley.
What it is
A purchase loan helps you buy a home. You borrow money to buy the home, and you pay it back over time. I walk you through each part, in plain language.
Who I help
- First-time buyers
- Families moving up
- People buying again
- Buyers in Fresno and the Central Valley
What you handle as a homeowner
- Your monthly mortgage payment
- Property taxes and homeowners insurance
- Keeping the home maintained
Good to know
- Getting pre-qualified first helps you shop with a clear budget.
- Your home will need an appraisal before closing.
- Escrow is the period between your offer being accepted and closing.
- I stay in touch through every step, so you know what comes next.
My purchase steps
1. Get pre-qualified
Call me and we will go over your plans and price range. I check what you can afford, so you shop with confidence.
2. Shop
You shop for homes in your price range. I stay available while you look, so questions do not slow you down.
3. Make an offer
When you find the home you want, you make an offer. I help you understand the paperwork before you sign.
4. Appraisal and escrow
Your home gets appraised, and escrow opens. I keep you updated while the paperwork moves forward.
5. Close and get keys
You sign the final papers at closing. Then you get your keys, and the home is yours.
Ready to talk?
Call me, or start your application.